Here at North End Motors in Portsmouth, we are Credit Licensed, which means we can arrange your used car finance. Whatever your personal circumstances, our team will help you find an affordable finance package that suits your needs, so you can get your new second-hand car as soon as possible.
We also accept all major credit and debit cards which makes it easy for you to drive your new car away the same day. Just visit our garage today to browse the full range.
If you are looking to get rid of your old car at the same time as buying a new second-hand one, we can take it as part exchange, for which we will be glad to give you a valuation. Save money on your new car today with our great part exchange deals
Car Finance Explained
There are three main types of finance deals that you might want to consider:
Hire Purchase
Sometimes just referred to as HP, this is a loan secured against the vehicle itself. This is a great choice for people who want to spread out the cost of their car. Typical HP deals involve a deposit and the rest of the balance is paid in instalments, plus interest. Once you’ve paid your final instalment, you own the car outright.
Personal Contract Purchase (PCP)
This is a good option for those who like to change their car every few years but don’t want to fork out a big sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you will have the option of paying the rest of the balance, returning the vehicle, or using any residual value on a deal with your next car.
Personal Leasing (Contract Hire)
Contract Hire deals are very much like the PCP deals described above, however, you won’t have the option to buy the car outright at the end of the deal.
So, whatever your credit history, we are in a position to create the perfect finance solution for you. Get in touch with a member of our friendly team to find out what your options are.
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